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PLEASE NOTE: A credit report is compiled data on a consumer or business and is not a guarantee, nor is any warranty implied, as to the applicant’s ability to pay, whether the credit granting will be successful or whether a default will occur.  All decisions and responsibility for granting credit and the credit account’s successful repayment lie solely with the credit grantor. We recommend using other traditional credit reports as well as other sources to make a more informed decision.

What is PRBC? PRBC stands for Payment Reporting Builds Credit. We started this idea back in 2005 and are the world's largest provider of non-traditional data to the credit market.  How is a PRBC Credit Report different from a traditional credit report? For many people, up to 80% of their monthly bill payments are never reported to the national credit reporting agencies. As a result their true payment history is never figured into their traditional credit score. Unlike a credit report from the three national credit bureaus where creditors report their customer’s credit information automatically, your PRBC Credit Report contains only the bill payment accounts the consumer has chosen to have verified and included in his or her report.

A good business credit report and score are essential for getting the money you need to successfully run and grow your business. A good credit score can save you money with lower interest rates, provide business credit without the need for a personal guarantee, and improve the overall image of your company. Business credit reports can also serve a vital role in managing credit risk with companies that you deal with. The information in Experian's business credit reports is continually updated, always accessible and includes: Experian Business Credit Score and credit summary, Key facts about the business, Corporate registration and contact information, Key personnel, and a lot more.

Manage risk and make confident credit decisions on your customers. Get the information you need to help make informed decisions about extending credit. Evaluate new credit applicants with Dun & Bradstreet’s market-leading data.  D&B has a wide range of reports and prices to suit your needs.